Tire and Wheel Financing in North Billerica, MA
Worn tires can become a problem when you least expect it. Pro Tire & Tune partners with Snap Finance to offer lease-to-own financing on tires and wheels. This may allow approved customers to obtain eligible tires and wheels and make scheduled lease payments over time. Every job starts with a free estimate, so you'll know the price of your tires before you apply and before any work begins.
The advertised service is a lease-to-own agreement provided by Snap RTO LLC. Lease-to-own financing is not available to residents of Minnesota, New Jersey and Wisconsin. NO CREDIT NEEDED: Not all applicants are approved. While no credit history is required, Snap obtains information from consumer reporting agencies in connection with applications, and your score with those agencies may be affected. PAYMENT PLAN: The standard plan consists of renewable lease terms. To exercise an early ownership, consumers must make regular payments on time and schedule additional payments via the customer portal or by contacting Customer Care at 1-877-557-3769.
Lease-to-Own Financing with Snap Finance
Snap's lease-to-own plan is different from a credit card or a loan. Snap buys the tires or wheels from Pro Tire & Tune upfront, so Snap owns them. You lease them from Snap and use them right away while you make your payments. Once you complete your lease term, or pay it off early through Snap's early buyout option, they're yours.
Paying over time can cost more than the cash price, so check the total cost and your early buyout options in your agreement before you sign.

How to Apply for Tire Financing at Pro Tire & Tune
Step by Step at Our Shop
01
Get a free estimate. Tell us what you drive and how you drive, and we'll quote the right tires so you know how much to apply for.
02
Apply online. The Snap application takes a few minutes, and you'll usually get a decision in seconds.
03
Bring your approval to the shop. Show us your Snap approval at 175 Boston Rd when you drop off your car.
04
Pay with Snap. Choose your tires or wheels, review and sign your Snap lease, and we'll get them on your car. Most jobs are finished the same day.
What You Need to Apply
To apply for Snap's lease-to-own financing, you need:
- To be 18 years of age or older
- A regular income of $750 a month or more
- An active checking account
- A valid email address and phone number
- A Social Security number or ITIN
Snap reviews your application and determines your lease terms. We’ll guide you through every step, from your free estimate to getting new tires on your car.
Process
04
We complete most repairs the same day so you can get back on the road quickly. We also offer free loaner cars on a first-come, first-served basis, early drop-off, and a courtesy shuttle.
06
Our customers have rated us 4.7 stars across more than 50 CARFAX reviews and 4.6 stars across more than 860 SureCritic reviews.
What You Can Finance
Snap's lease-to-own plan covers merchandise like:
Snap’s lease-to-own plan covers the tires and wheels themselves, not labor. Installation and any repair work are paid separately, and your free estimate shows both amounts so there are no surprises at pickup.
01
New tires for every season and driving condition
02
Wheels and rims in a range of styles and sizes
Other Ways to Pay
Pro Tire & Tune accepts cash, Visa, Mastercard, American Express, Discover, ATM and debit cards, Apple Pay, and Google Pay for repairs, maintenance, and anything Snap doesn't cover. Before you buy, check our current coupons, including savings on a set of four tires.
Why North Billerica Drivers Trust Pro Tire & Tune
- Owner-operated on Boston Road since 2012, with Andy and lead technician Joe working side by side for 15 years
- ASE-Certified, AAA Approved Auto Repair Facility, and CARFAX Service Shop
- Free estimates and upfront pricing, with no upselling
- Four-tire installation includes mounting, balancing, and a TPMS reset, and we can add a wheel alignment to protect the new set
- Same-day turnaround on most jobs, free loaner cars on a first-come basis, and a courtesy shuttle
- 4.7 stars across 50+ CARFAX reviews and 4.6 stars across 860+ SureCritic reviews
Frequently Asked Questions
Do I need good credit to use Snap Finance?
No, you don't need good credit or an established credit history to apply for Snap Finance. Customers with good credit, bad credit, or no credit can apply, but approval is not guaranteed. Snap obtains information from consumer reporting agencies during the application process, which may affect your credit score.
Can I pay off my Snap lease early?
Yes, Snap Finance offers an early buyout option that allows you to take ownership before your lease ends. Your lease agreement outlines the terms, and you can confirm the details with Snap before signing.
Can I finance repairs with Snap?
No, Snap Finance's lease-to-own plan covers merchandise like tires and wheels, not repair services or labor. You'll need to pay for installation and repair labor separately. Your free estimate will show what Snap can cover and which costs you'll pay separately.
Whom do I contact about my Snap payments?
Contact Snap Finance directly about payments, due dates, or your lease. Pro Tire & Tune handles your tires, installation, and estimate, while Snap manages the lease agreement.
Questions about financing? Call Pro Tire & Tune. We're happy to walk you through it.
Pro Tire & Tune | 175 Boston Rd, North Billerica, MA 01862 | (978) 663-7788
The advertised service is a lease-to-own agreement provided by Snap RTO LLC. Lease-to-own financing is not available to residents of Minnesota, New Jersey and Wisconsin. NO CREDIT NEEDED: Not all applicants are approved. While no credit history is required, Snap obtains information from consumer reporting agencies in connection with applications, and your score with those agencies may be affected. PAYMENT PLAN: The standard plan consists of renewable lease terms. To exercise an early ownership, consumers must make regular payments on time and schedule additional payments via the customer portal or by contacting Customer Care at 1-877-557-3769.
